[Music] with our new integration to Equifax developers can quickly and easily send and retrieve information from Equifax with very minimal effort as everyone knows Equifax is one of the top three credit bureaus not only in the US but also internationally we are excited to partner with Equifax and help our mutual customers connect to the Equifax one View so that our customers can get a customizable view of an individual's Financial profile for quicker credit decisioning so with that let's see how we can get a credit report for a customer in fso next here is a customer Claudia whose last name I've changed so I can pull data for her from Equifax test environment Claudia has a few Financial accounts with our bank and she is applying for a new new loan so we want to pull her credit report from Equifax let me hop into floow designer to show how developers can easily configure that action out of the box our Equifax spoke ships with two actions one to request the one View Credit Report in a data format second to request for the one View Credit Report in PDF format now both of these actions can be leveraged in subflows to show the right information to the operations team or to automatically make credit decisions here I'm passing Claudia's first name last name as well as her address over to Equifax and then I'll wait to retrieve information back from there let's look at the information that we received back from Equifax via our spoke our API call to Equifax completed successfully let's take a look at the output returned by Equifax on Claudia you can see that the output comes back in either raw format and it also can be looked at in the formatted format here you'll see uh information has been retrieved on both you know Claudia her Consumer Credit Report um we can scroll down we have a lot of information about her you see all the uh the the the inquiries that have happened you see all the models uh most importantly everybody's interested on where is the credit score you can put that score and leverage that score in your uh business rules engine and you can also get access to the the PDF you can use this uh this code and use the second action that I showed previously to pull the PDF report and bring it back within service now and here is the one View Credit Report in PDF format that you can pull using the second action in our spoke as you can see there is a lot of information available at your fingertips to help with credit decisioning the two actions can be invoked across the various fso workflows as needed using our spoke and this is just the start in future releases we're planning to add widgets in the UI to bring this information right into the workspace