Third-party risk management breaks down when everyone can see the risk, but no one owns the decision. A vendor misses a security questionnaire deadline. A contract renewal comes up before the assessment is complete. A critical fourth-party dependency appears in a SOC report. The risk team spots the issue, procurement wants the deal to move, legal is waiting on terms, and the business unit says the vendor is essential. Work stalls because the process has no clear owner. That is the scaling...